Yes. Banks and credit unions generally dont have to wait until the date you put on a check to cash it. However, state law may require the bank or credit union to wait to cash the check if you give it reasonable notice.

Does a date on a check matter?

The date on a personal or business check can dictate the last opportunity the payee has to deposit or cash it. Banks are not obligated to cash checks more than six months after the check date, although they may choose to do so anyway.

Can you cash an outdated check?

According to the Consumer Financial Protection Bureau (CFPB), most checks are good for up to six months. If you have an old travelers check and the issuing bank is still in business, you can get the money anytime. While most checks dont expire, you may not be able to cash old checks that are more than six months old.

Can I cash a 10 year old check?

Generally a bank will not cash a stale check. Contact the issuer of the check and ask them to write you a new one. They will likely ask you to return the ten-year-old one.

Do banks check dates on checks?

A signed check immediately becomes legal tender that a bank can deposit or cash before the indicated date on the check. Therefore, a bank will be able to accept a check if it is dated and signed. Ask your bank or credit union for their specific policy for postdated checks in their account disclosures.

What happens if someone cashes a post-dated check?

If a bank does pay a postdated check before the checks date even though it has received proper notice from the customer, the bank is liable to the customer for any loss resulting from the bank prematurely paying the check.

Can I cash a check from 5 years ago?

The Uniform Commercial Code, which applies in most states, says that a bank is not obligated to cash a check more than six months after it was written. Some banks flag old checks and run it past the issuer before completing the payment.

Will I still get a stimulus check if I just filed my taxes?

The IRS started sending the third stimulus payments in March 2021 and will continue to send them on a weekly basis as 2020 tax returns are processed. Payments will be sent to eligible people for whom the IRS did not have information to send a payment but who recently filed a 2020 tax return.

What if I receive a stimulus check in error?

If you think your stimulus check payment is wrong and is too low, you will have to wait until next years tax season (expected to be 1 January-15 April 2021) to put forward your claim when you file your tax return for 2020.

Will Chase bank cash my stimulus check?

Any checks can cash at Chase bank. According to Chase bank, check cashing policy, payroll checks, personal checks, tax checks, and government checks can cash. However, this facility is only for the customers. Checks those are drawn on Chase accounts will be cashed for non-customers at chase.

What happens when you deposit a post-dated check?

A signed check immediately becomes legal tender that a bank can deposit or cash before the indicated date on the check. Therefore, a bank will be able to accept a check if it is dated and signed. Ask your bank or credit union for their specific policy for postdated checks in their account disclosures.